Our Services

At Caristone Consulting, we help organizations strengthen the integrity, compliance, and performance of their retirement and benefit programs.
With over two decades of experience across both the public and private sectors, we offer deep technical knowledge with a calm, practical approach — guiding clients through complex regulations and processes with clarity and confidence.

Our expertise covers the full lifecycle of benefit plan governance and administration, from design and compliance to ongoing oversight and audit readiness.

  • Navigating a Department of Labor or IRS audit can be daunting — but with Caristone’s expertise, it doesn’t have to be.
    We provide hands-on audit support that helps plan sponsors prepare, respond, and resolve regulatory inquiries efficiently and confidently.

    • Preparation and documentation review for DOL and IRS audits

    • Development of compliance checklists and corrective action plans

    • Liaison support with auditors, trustees, and legal counsel

    • Implementation of governance processes to prevent future issues

  • We assist plan sponsors in establishing clear, compliant processes for Qualified Domestic Relations Orders (QDROs) and related participant transactions.

    • QDRO policy development and documentation

    • Coordination between legal counsel, recordkeepers, and participants

    • Review and standardization of plan documentation and procedures

  • Caristone brings extensive experience managing RFP processes for recordkeepers, trustees, investment advisors, actuaries, and auditors.
    We ensure competitive, compliant, and transparent vendor selection aligned with fiduciary best practices.

    • RFP drafting, distribution, and scoring

    • Vendor due diligence and fee benchmarking

    • Evaluation reports and investment committee presentations

    • Negotiation support for new or renewing service agreements

  • Operational efficiency is at the heart of good plan governance. We identify bottlenecks, improve accuracy, and modernize administration processes — helping you save time, reduce errors, and enhance participant experience.

    • End-to-end process mapping and optimization

    • Policy and procedure documentation

    • Integration of HRIS, payroll, and recordkeeping systems

    • Cross-functional team coordination and training

  • Strong fiduciary oversight begins with structure, clarity, and confidence. Caristone provides tailored committee governance support that reinforces fiduciary best practices and strengthens decision-making.

    • Serve as voting committee member

    • Committee charters and meeting frameworks

    • Investment policy statement creation and review

    • Performance reporting, benchmarking, and oversight

    • Training for committee members and leadership teams

  • We help clients design and maintain retirement plans that meet both organizational goals and employee needs — balancing cost, competitiveness, and compliance.

    • Defined benefit, defined contribution, and deferred compensation plan design

    • Plan benchmarking and structure evaluation

    • Investment lineup reviews and glide path analysis

    • Coordination with actuaries, advisors, and recordkeepers

    • Endowment and trust oversight support

    • Health & welfare plan compliance reviews

    • Executive and nonqualified plan management

    • Budgeting, forecasting, and benefit cost analysis

    • Internal audit preparation and compliance navigation

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